Life insurance policy and Protection to policyholders

The Regulatory authority – Insurance Regulatory and Development (IRDA) provides regulations for the protection of policyholders. The IRDA (Protection of Policyholders’ Interests) Regulations 2002 — prescribe the duties and obligations of insurers and intermediaries, pre- and post-sales.

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Tribunal can set aside the order of CIT Appeal only after considering the evidence and material on record

SUMMARY OF CASE LAW

No doubt it is well within the power of the Tribunal to set aside the order of the Commissioner (Appeals) for fresh adjudication in accordance with the provision; such order can be made when the Tribunal, after considering the evidence and material on record, comes to the conclusion that the order under appeal is erroneous or is based on insufficient material or that some fresh evidence has to be considered or there has been a failure of natural justice prejudicing the appellant.

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