Bank Name:panjab national bank
Branch:
Address:
Respondent Name:
Designation:
1) In your branch how many members are opted for reverse mortgage?

2) Approximately how many enquiries about reverse mortgage you have since from its introduction?

3) What type of promotional activities you are using to promote reverse mortgage?
a) Broachers b) leaflets c) hoardings
d) Paper Ads e) media

4) What is the maximum % of loan can a senior citizen avail on his home equity?

5) Is it possible to get a reverse mortgage if there is already existing mortgage on home? a) Yes b) no

6) Once in how many years you re-value the mortgage house property?
a) Once in 2 years b) once in 5 years c) once in 10 years

7) What kind of interest rate majority of customers prefer while availing reverse mortgage Scheme?
a) Fixed b) Floating

8 ) What type of house is liable or eligible for applying for reverse mortgage scheme?
a) Apartments b) single own house c) rented house

9) What will happen to senior citizen who have availed reverse mortgage scheme after 15 yrs
a) Eligible for further disbursement
b) Not eligible for further disbursement in case of periodic payment from the bank.

10) Will it be possible to pre-close reverse mortgage in the mid way of the tenure?
a) Yes b) no
If no give reason and explain.

11) What is the mode of borrowing preferred by most of the customers?
a) Lump sum b) monthly payments
c) Combination of both d) others

12) Is there any provision for getting a lump sum amount in the mid way of reverse mortgage Scheme?
a) Yes b) no

13) Are you providing any awareness programme to senior citizens on reverse
Mortgage scheme?
a) Yes b) no

14) According to you what is the awareness level of reverse mortgage scheme among senior Citizens.
a) Highly aware b) Aware c) Fairly aware
d) Highly un-aware e) Un-aware

15) Do you think in India this scheme will gain it’s potentialness in future
a) Yes b) no